Can anyone know how to resolve this problem

Gradle issue, flutter runing on macOS, gradle runing on android java APP, but flutter not running on android API emulator or physical phone.

Where:
Settings file ‘/Users/AndroidStudioProjects/untitled3/android/settings.gradle.kts’ line: 20

* What went wrong:
  Error resolving plugin [id: ‘dev.flutter.flutter-plugin-loader’, version: ‘1.0.0’]

> Build was configured to prefer settings repositories over project repositories but repository ‘MavenLocal’ was added by settings file ‘settings.gradle.kts’

* Try:

> Run with --stacktrace option to get the stack trace.
> Run with --info or --debug option to get more log output.
> Run with --scan to get full insights.
> Get more help at https://help.gradle.org.

BUILD FAILED in 309ms
Running Gradle task ‘assembleDebug’…                           1,037ms
Error: Gradle task assembleDebug failed with exit code 1

settings.gradle.kts

pluginManagement {
    val flutterSdkPath =
        run {
            val properties = java.util.Properties()
            file("local.properties").inputStream().use { properties.load(it) }
            val flutterSdkPath = properties.getProperty("flutter.sdk")
            require(flutterSdkPath != null) { "flutter.sdk not set in local.properties" }
            flutterSdkPath
        }

    includeBuild("$flutterSdkPath/packages/flutter_tools/gradle")

    repositories {
        google()
        mavenCentral()
        gradlePluginPortal()
    }
}

plugins {
    id("dev.flutter.flutter-plugin-loader") version "1.0.0"
    id("com.android.application") version "8.9.1" apply false
    id("org.jetbrains.kotlin.android") version "2.1.0" apply false
}

include(":app")

The only way I know to reproduce the exact error message you showed is this in the settings script:

dependencyResolutionManagement {
    repositoriesMode.set(RepositoriesMode.FAIL_ON_PROJECT_REPOS)
}

gradle.afterProject {
    repositories {
        mavenLocal()
    }
}

which does not really make much sense and also is not contained in the setting script you showed.